Special Needs Planning

When a loved one has a disability, providing for that person can become the central goal of estate planning. Generally, needs based government programs provide only the bare necessities to a disabled person and do not provide all that a child or adult may need. Since government entitlements are often reduced or even eliminated when a disabled person inherits other means, additional planning is required to ensure that benefits are not compromised and that family resources maximize financial security and enhance the quality of life for your loved one.